Send Money & Wallet
Send, receive and store money securely in your digital wallet.
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Send Money, Pay, Save & Grow with a Smarter Digital Finance Ecosystem
NIH Sender is your all-in-one digital financial ecosystem for money transfers, wallet payments, merchant collections, escrow, lending, savings, insurance, trade finance, marketplace payments, taxi/delivery and payroll solutions for individuals and businesses.
Trusted by businesses, merchants and everyday users.
NIHSENDER
Total BalanceView Balance
KES250,000.00
Recent TransactionsSee all
S
Salary PaymentFrom ABC Company
+KES 100,000.00Jumia MarketPayment for Order #2389
-KES 2,450.00Money from JaneFor weekend plans
+KES 10,000.00Shell Fuel StationPayment
-KES 5,000.00What NIH Sender Offers
A complete suite of digital financial services for individuals and businesses.
Merchant Payments
Accept payments, manage collections and grow your business.
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Escrow Transactions
Secure payments held in escrow until terms are met.
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Lending & Credit
Access loans and credit solutions for personal and business needs.
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Savings Products
Build your future with flexible and goal-based savings plans.
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Trade Finance
Banking instruments and solutions for international trade and import/export.
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Insurance Services
Protect what matters most with tailored insurance covers.
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Marketplace
Buy, sell and pay safely on our integrated marketplace.
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Taxi, Delivery & Payroll
Pay drivers, riders, vendors and staff seamlessly.
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Business Collections
Collect payments easily from customers and manage invoices.
Learn more →Digital Finance Ecosystem
One integrated platform. Endless possibilities for individuals and businesses.
Escrow How It Works
Safe, transparent and secure transactions every time.
Buyer Pays
Buyer makes payment which is held securely in escrow.
Funds Held Securely
Funds are protected in escrow until delivery is confirmed.
Seller Delivers
Seller delivers goods or service exactly as agreed.
Buyer Confirms
Buyer confirms satisfaction with the delivery or service.
Seller Paid
Funds are released to the seller quickly and securely.
Savings & Credit Solutions
Save today. Access credit. Build tomorrow.
Personal Loans
Quick loans for personal needs and emergencies.
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Business Loans
Grow your business with flexible financing.
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Fuliza Credit Facility
Overdraft facility for salaried and business users.
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Save Smart
Smart savings plans for your future goals.
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Group/Chama Savings
Save and grow together as a group.
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SME Financing
Working capital and equipment financing.
Apply Now →Built for Everyday Business & Lifestyle
Solutions for every industry and lifestyle.
Retail Shops
Supermarkets
Wholesale
Fuel Stations
Restaurants
Fashion & Beauty
Electronics
Services
Marketplace
Taxi & Delivery
Trade Finance & Banking Instruments
Power your global trade with our range of banking instruments and trade solutions.
- Letter of Credit (LC)
- SBLC
- Bank Guarantee
- Proof of Funds
- Import Insurance
- Supplier Payments
Insurance Services
Comprehensive protection for you and your assets.
Motor Vehicle Insurance
Comprehensive motor cover for your vehicles.
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Property Insurance
Protect your property, home and assets.
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Business Insurance
Tailored covers for your business operations.
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Importation Insurance
Protect your goods during international shipments.
Get Cover →Security & Protection You Can Rely On
Advanced security features to keep your money and data safe.
Transaction Tracking
Real-time tracking of all your transactions.
Payment Notifications
Instant alerts for every payment and activity.
Fraud & Error Support
24/7 support for fraud and transaction errors.
Dispute Handling
We help resolve disputes quickly and fairly.
Account Protection
Multi-layer security to protect your account.
Ready to Send, Pay, Save and Grow?
Join thousands of users and businesses enjoying secure, fast and reliable financial services with NIH Sender.