Protect Every Payment. Release Funds Only When It Is Safe.
NIH Bank's escrow and secure payment system protects buyers, sellers, merchants, service providers, landlords, and traders by holding funds securely until agreed conditions are completed and verified.
Secure Payment Solutions

Escrow Account Protection
Hold funds securely until both parties meet the agreed conditions.

Buyer Protection
Buyers pay with confidence because funds are protected before release.

Seller Assurance
Sellers receive payment assurance before delivering goods or services.

Confirmation Workflow
Funds are released only after buyer confirmation or verified completion.

Instant Settlement
Complete successful transactions with clear settlement records.

Dispute & Reversal Support
Support transaction reversal and dispute handling when issues arise.
How Escrow Works

Buyer Pays
Buyer makes payment into escrow account.

Funds Held Securely
Funds are held until agreed conditions are met.

Seller Delivers
Seller delivers goods or completes service.

Buyer Confirms
Buyer confirms satisfaction with delivery.

Seller Paid
Funds are released to the seller securely.
Built for Trust, Transparency and Control.
- Buyer-seller protection
- Secure transaction records
- Clear payment confirmation
- Reversal support for errors and disputes
- Suitable for commerce, services, property and trade