Digital Wallet
Store, send and receive money securely anytime, anywhere.
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Digital Banking. Global Trust.
Secure Digital Payments,
Escrow & Trade Finance
for the Modern Economy
NIH Bank is your all-in-one digital financial ecosystem. Send, receive and manage money securely with escrow protection, credit solutions, business payments, payroll and international trade finance.
What NIH Bank Offers
Powerful solutions for individuals and businesses
Money Transfer
Instant domestic and international transfers with low fees.
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Escrow Payments
Secure funds until both parties meet the terms of agreement.
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Flexi Pay & Loans
Access credit and flexible payment plans tailored to your needs.
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Business Payments
Accept payments, pay suppliers and manage business expenses.
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Real Estate Payments
Secure payments for property deals, deposits, and installments.
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Payroll Solutions
Automate payroll and pay your team accurately and on time.
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Trade Finance
Reliable trade finance solutions for global business growth.
Learn moreEscrow How It Works
A safer way to do business online
Buyer Pays
Buyer makes payment into escrow account.
Funds Held Securely
We hold the funds safely until conditions are met.
Seller Delivers
Seller delivers goods or completes the agreed service.
Buyer Confirms
Buyer confirms satisfaction of the delivery.
Seller Paid
Funds are released to the seller securely.
Built for Every Business & Industry
Solutions that fit your world
Marketplace Payments
Secure payment flows for online sellers, merchants and growing digital marketplaces.
Retail & Fuel
Fast collections and business payments for stores, forecourts and retail operations.
Furniture
Flexible pay plans and secure order payments for home, office and décor businesses.
Raw Materials
Trusted settlements for bulk supply transactions, procurement and industrial trade.
Electronics
Reliable payments for gadgets, accessories and high-demand consumer tech products.
Fashion & Beauty
Smooth checkout and payment support for lifestyle, cosmetics and apparel brands.
Services
Simple collections and invoicing for professionals, teams and service-led businesses.
Real Estate
Secure payment handling for property reservations, rent, deposits and large-value deals.
Credit, Flexi Pay & Loans
Get the financial support you need, when you need it.
International Trade Finance
Enabling global trade with trust and compliance.
Letter of Credit (LC)
Secure payment assurance for international transactions.
SBLC
Standby Letters of Credit to strengthen your credibility.
Bank Guarantee
Assurance for your business commitments worldwide.
Proof of Funds
Verified funds for smooth global trade and transactions.
